Acrofile

Complete Credit Information Organized for Speed and Ease of Use 

Equifax Acrofile Plus^TM draws on a nationwide on-line database of 190 million consumer credit files to provide comprehensive, up-to-date credit granting information a clear easy-to-use format. ACROFILE PLUS combines continuously updated information, advanced database search techniques and optional risk and fraud protection enhancements to deliver comprehensive credit granting decision support that offers a range of benefits and advantages: 

• Comprehensive Information Nationwide. ACROFILE PLUS delivers complete nationwide coverage of consumer credit information, including detailed name, address and also reported employment histories, plus file summary, public record, collection, tradeline and inquiry information - providing a comprehensive picture of applicants' creditworthiness.  
• Faster Credit Granting Decisions. ACROFILE PLUS assembles all the information you need to make informed credit granting decisions with the help of leading-edge databases search structures that combine multiple files nationwide. Each concise report is organized for maximum efficiency, providing in-depth decision support that speeds the credit granting process.
• Lower Training Expense. ACROFILE PLUS organized key credit information into a clear, simple format that minimizes training requirements. New Users typically need less than an hour instruction to master all basic information elements and begin putting ACROFILE PLUS productively to work.  
• Tailored Risk Assessment. Equifax offers three powerful options - BEACON^SM, Delinquency Alert System^SM (DAS) and Enhanced Delinquency Alert System (Enhanced DAS^SM) that help tailor ACROFILE PLUS to your specific needs. Each quickly scores a range of serious consumer credit risk, providing objective and unbiased risk assessment based on sophisticated statistical modeling techniques.